TLM® Cash Management

TLM® Cash Management delivers comprehensive, real time cash management to ensure that all investment and lending opportunities are optimally exploited and risk is effectively managed.

For many financial institutions Cash Management remains a manual process, with back office staff monitoring movements across individual lines of business or regional accounts. Rarely do institutions have a single enterprise system for tracking and processing all cash transactions. Individual lines of business (Payments, Securities, MM/FX) are typically responsible for managing their own cash flows and to compound the issue it is not unusual for each line of business to manage hundreds of accounts for any single currency.

TLM® Cash Management from SmartStream is unique in delivering a single, global view across all currencies and accounts in real time, providing an accurate view of balances and current risk profile. The solution captures transaction data from any internal or external source, facilitating the calculation and projection of funding, borrowing and lending requirements on an enterprise wide basis.

TLM® Cash Management tracks balances and estimates funding requirements throughout the day, ensuring that all balances are fully utilised. Shortfalls are projected and same day fails accounted for, prior to market closure. This reduces the cost of covering overdrafts by ensuring responsible parties are aware of funding requirements as they occur, enabling them to act faster to manage balances more efficiently.

TLM® Cash Management provides automated sweeping to manage the transfer of funds from secondary to primary accounts at specific points in time, determined by the user.

TLM® Cash Management provides a single totally integrated solution for enterprise wide cash management.

• Delivers real time visibility across all Nostro Accounts enabling clear assessment of investment opportunities and areas of risk.
• Delivers real time management of same day exceptions through Dashboards.
• Delivers common rules based control for creating and reporting management information.
• Delivers a ‘no limits’ approach to scalability